RNS Number : 4693E
Swedbank AB
23 October 2025
Press Release
23 October 2025
Swedbank's interim report for the third quarter 2025
Swedbank´s President and CEO Jens Henriksson comments:" Our customer focus is producing results."
· Return on equity 16.0%
· Solid credit quality
· Most loved brand in the Baltics for the seventh year in a row
Financial information
Q3
Q2
Jan-Sep
Jan-Sep
SEKm
2025
2025
%
2025
2024
%
Total income
17 105
16 962
1
51 396
55 470
-7
Net interest income
10 819
10 917
-1
33 225
36 993
-10
Net commission income
4 117
3 902
6
12 071
12 430
-3
Net gains and losses on financial items
847
856
-1
2 245
2 763
-19
Other income¹
1 322
1 286
3
3 855
3 283
17
Total expenses
6 030
6 119
-1
18 264
18 636
-2
Profit before impairments, bank taxes and resolution fees
11 075
10 843
2
33 131
36 834
-10
Impairment of tangible and intangible assets
0
0
0
32
-99
Credit impairments
-398
150
-389
126
Bank taxes and resolution fees
663
677
-2
2 269
3 162
-28
Profit before tax
10 809
10 016
8
31 251
33 513
-7
Tax expense
2 298
2 130
8
6 657
7 112
-6
Profit for the period
8 512
7 886
8
24 593
26 401
-7
Earnings per share, SEK, after dilution
7.53
6.99
21.77
23.37
Return on equity, %
16.0
15.4
15.4
17.5
C/I ratio
0.35
0.36
0.36
0.34
Common Equity Tier 1 capital ratio, %
19.7
19.7
19.7
20.4
Credit impairment ratio, %
-0.08
0.03
-0.03
0.01
1) Other income includes the items Net insurance, Share of profit or loss of associates and joint ventures, and Other income from the Group income statement.
http://www.rns-pdf.londonstockexchange.com/rns/4693E_1-2025-10-22.pdf
Contact:
Maria Caneman, Head of Investor Relations
Phone: +46 72 238 32 10
E-mail: maria.caneman@swedbank.se
Hannes Mård, Head of Press
Phone: +46 73 057 41 95
Email: hannes.mard@swedbank.se
This information constitutes inside information that Swedbank is obliged to make public pursuant to the EU Market Abuse Regulation (EU nr 596/2014). The information was submitted for publication, through the agency of the contact person set out above, 23 October 2025, at 07:00 CEST.
Swedbank empowers the many people and businesses to create a better future. Our vision is a financially sound and sustainable society. Swedbank Group is the leading bank with over 7 million retail customers and 550 000 corporate customers in our four home markets: Sweden, Estonia, Latvia and Lithuania. Swedbank Group is also present in other Nordic countries, the U.S. and China. Together we make your financial life easier. Find out more: www.swedbank.com
This information is provided by RNS, the news service of the London Stock Exchange. RNS is approved by the Financial Conduct Authority to act as a Primary Information Provider in the United Kingdom. Terms and conditions relating to the use and distribution of this information may apply. For further information, please contact rns@lseg.com or visit www.rns.com.
RNS may use your IP address to confirm compliance with the terms and conditions, to analyse how you engage with the information contained in this communication, and to share such analysis on an anonymised basis with others as part of our commercial services. For further information about how RNS and the London Stock Exchange use the personal data you provide us, please see our Privacy Policy.
END
QRTVLLFLEBLBFBV
